When we say we’re an extension of your team, we mean it — lending isn’t a transaction to us, it’s the start of a partnership. That’s why each of our loan products, from a line of credit to an equipment loan, is structured with your enterprise’s specific needs in mind.
Details
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Line of Credit
- Competitive rates for a wide range of long-term or seasonal business needs:
- Seasonal fluctuations
- Inventory
- Capitalize on trade discounts
- Working capital
- Ongoing updates
- And more
- Provides greater financial flexibility
- Repayment customized based on your business’ unique needs
- Funds available as you need them; apply once then use again as needed thereafter
- Revolving credit — as principal is repaid, more becomes available for use
- Only pay interest on the part that's used*
- Funds are easily accessible via check
- Local decision-making and processing
- Attentive, friendly service from start to finish
Commercial Real Estate
- Competitive rates for the purchase, refinance, or construction of commercial properties
- Available for owner-occupied or investment properties
- Repayment terms customized to fit your business' unique needs
- Lending professionals with working knowledge of the local real estate market
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
Equipment
- Competitive rates for new or used equipment
- Customized terms, designed around your business' unique needs
- Meet needs without cutting into working capital or savings
- Stay ahead of the competition
- Avoid lapsed periods in production and outdated equipment
- Local decision-making and processing
- Attentive, friendly service from start to finish
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*Consult a tax advisor.
Meet Our Commercial Lending Team
Bruce Bailey
Senior Vice President and Relationship Manager
